Applicable for all completed propertiesPackage TypeFixed RateLock in Period2 yrs1st yr11.28% (Fixed)2nd yr1.68% (Fixed)3rd yr2.65% (MR – 1.85%)4th yr3.75% (MR – 0.75%)Thereafter3.75% (MR – 0.75%)Mortgage Rate_010508 / HDB Mortgage Rate_010308 – currently at 4.50%Free 1 yr fire insurance Cancellation fee 1.50% 1.50% penalty on partial or full repayment within lock in period Legal Subsidy – 0.40% of loan amount capped at $2500 (private) and 0.40% capped at $2000 (HDB)这种配套是说2年锁定期以后就可以在UOB内在换别的配套吗？
两年后就可以换了，在UOB内也可以，去别的银行也可以。不过一般本行给既有客户的ｒｅｐｒｉｃｉｎｇ费率一般没有本行给新客户或者从别的银行ｒｅｆｉｎａｎｃｅ过来的客户利息低。
可是如果政策变化，两年后你在别的银行无法贷到同样金额的款的话，那么就只能在本行ｒｅｐｒｉｃｉｎｇ.人家给什么样的利率你就只好接什么……
换去别的银行要另外还律师费吧。