我和朋友两人合办一件公司，他全职负责公司业务，而我就管理一下公司的文件和帐目。但近几个月来，公司业务不断下滑，而且朋友还私下吃公司的钱。现在，他提出愿意辞职退股，但我又担心他还瞒着我以公司的名义向其他公司借钱，毕竟他以前主管公司，求高人指点。
你要退出还是他要退出？假设说你和他都是. 你要退出，就叫你们的Corporate Secretary准备辞呈，Resolution of directors, 表明你要辞职，转让股份，和share transfer forms。拿Share transfer form, Form E4A & Working Sheet C for Transfer of Shares给IRAS做Stamping. IRAS会出Original Certificate of Stamp Duty. 然后你就可以去ACRA的bizfile update你辞职了，不再是Director & Shareholder of the company. 公司的营运也就和你没关系了。
如果是他退出，你之前也没参与公司的运作，又怕有手尾，不如就申请关闭公司吧。关闭之前要确定你们的公司没有欠债。要不然，ACRA不会同意关的。
哎呀，漏字了。假设说你和他都是directors & shareholders
我和他都是股东和董事，问题就是他要退出来，之前一直是他在管理，我要接手的话如何保障他没有用公司的名义在外借钱
他退出来，公司的业务也会被他带走的。没有业务的公司，就是一个空壳。不如就把公司关闭。
如果要关闭公司，那我如何知道他有没有以公司的名义欠钱
他能以公司的名义借钱？你的意思是欠货款还是LOAN?
就我所了解，新加坡小型公司因为是要借钱不容易。
向银行的商业贷款，银行多数都会要求抵押，也很注重公司的Share Capital 和Assets。换句话说，银行是锦上添花的多，雪中送炭的少。
小公司间能接到钱的应该是私交不错的，你不就不妨打电话也了解一下。小公司的欠账多数是货款，通常前款期为15到30天。因为他们的cash flow也比较紧，通常都会send Statement of Accounts告诉负责人你公司欠款多少和打电话来追钱的。银行也每个月寄Statement of Accounts。你可以多看公司的来往信件,多接公司电话,还是能看出些营运状况的.
看公司又没有欠税,可以去IRAS Website My Tax Portal https://mytax.iras.gov.sg/ESVWeb/default.aspx 去AccountSummary 或Corporate Tax Account Detail.
还要看你们公司每年有没按时Hold AGM做Annual Return.没有的话要补的。
你申请Striking-off时，ACRA会问你一个list:
Information furnished by Directors
(Note : All the criteria below must be satisfied before your application can be
considered)
1. The records of the company are accurate and up to date.
2. You may click here to purchase a business profile to verify the particulars of the company.
3. The company has no outstanding penalties or offers of composition fine owing to ACRA.
4. The company has no outstanding tax liabilities owing to IRAS and is not indebted to any other
5. government department.
6. The company has no outstanding charges in the Register of Charges.
7. The company is not involved or threatened with legal proceedings within or outside Singapore.
8. The director(s) have obtained the written consent of the majority of shareholders to strike the name of
9. the company of the register.
10. The company has no contingent assets and liabilities (i.e. assets/liabilities that may arise in the future).
11. In the last annual return filed,
12. The auditor has certified that the company has assets and liabilities but to date ALL the assets and
13. liabilities has been cleared. OR
14. The auditor has certified that the company has no assets and liabilities or in respect of a company that
15. has not commenced business since incorporation, to date it has no assets and liabilities. OR
16. The directors/company secretary has certified that the company has assets and liabilities but to date
17. ALL the assets liabilities has been cleared. OR
18. The directors/company secretary has certified that the company has no assets and liabilities or in
19. respect of a company that has not commenced business since incorporation, to date it has no assets and liabilities.
这些是要如实申报的。
我个人有个建议，如果你的合作伙伴还想做这个业务，不如和他商量你退出吧，把股份全转给他，这样你就不用苦恼债务问题。