已解决
As a flat owner, you may transfer your flat ownership to other family members, subject to the HDB eligibility schemes and eligibility criteria.
hdb不容易除名的。需要有合格资格的家庭成员顶替你的位置。，，，，
不对哦。还清贷款后把其中一个co-owner变成occupier，只剩下一个作为owner很容易的。详细攻略在这里
[房产] 有关通过HDB ownership transfer来节省ABSD的做法
那帖子主人不靠谱姐都不见了，你还信那方法行得通？
“Partial sale:co-owner A把自己的部分卖给co-owner B，co-owner A 就跟这房子完全没有关系了，既不是Owner也不会是occupier。这个做法允许在父母和子女，甚至兄弟姐们间执行，但是夫妻间不允许，不管有没有贷款，唯一可以实施的情况是离婚。“－－该帖。
另外，夫妻买hdb，一般情况下ownership是joint tenancy的形式。。。a怎样转给b？a的对房子的利益自动转给b只有当a去世的话。
Joint Tenancy
A joint-tenancy is a form of ownership where all co-owners have an equal interest in the flat, regardless of the individual owner’s contribution to buy the flat.
In joint-tenancy, there is a right of survivorship. This means that upon the death of a joint-tenant, his/her interest in the flat will automatically be passed to the remaining co-owner(s), regardless of whether the deceased joint-tenant has left behind a Will.
那个帖子是楼主自己设计的，貌似还没看到成功案例？
看来不靠谱姐确实不靠谱，下次起ID要小心！:)
不靠谱姐是混华新的，因为这个事情专门发贴完整解释了一下，然后就不来了。
把两个co-owner变成一个owner是，使用到了原帖中第二种方式”Transfer Flat Ownership”，而不是第一种方式”Partial sale”。
来源：http://www.hdb.gov.sg/fi10/fi10326p.nsf/w/ChgOwnerTypesOfTransfers?OpenDocument
A transfer of flat ownership refers to a change of flat ownership between family members. The change of ownership is without monetary consideration and is by way of gift on grounds of love and affection.
The different types of transfers include:
[size=+0]Inclusion of co-owner(s) (e.g. A to A & B)[size=+0]Deletion of existing co-owner(s) (e.g. A & B to A)[size=+0]Substitution of co-owner(s) (e.g. A & B to A & C)[size=+0]Outright transfer of owner(s) (e.g. A to B)
采用第二种类型：Deletion of exising co-owner(s)，把屋主从A+B变成A。
而且按不靠谱姐打听到的，由于是家人之间transfer，可以免印花税
（上面条文一直都有我也是早看到的了，只是一直没想到可以这样应用，如果想到的话，我也发帖告诉大家可以这样搞）
询问了一个中介，她说这种是可行的。
估计坛友们也都不屑于这么折腾。
我和老公两个都是工薪阶层，ABSD差不多要存一年，所以就想怎么可以避税。
疑!?
真的不可以用擔保的名義共同貸款 CONDO用一个人的名字?!
楼主是可以通过转OWNERSHIP来避免ABSD的，这个有人已经打电话给IRAS确认过了。
楼主可以看看那个帖子里的几个先决条件，如果一一满足，完全可以尝试。
如果现在还是1公民1PR，需要考虑转谁名下，以后HDB出租的问题。
公寓贷款，目前政策，房子谁名下，谁贷款。
如果HDB还款动用过CPF，那么需要满足CPF最低存款限制。
麻烦那些说可以的拿出事例来！
如果是夫妻共同拥有HDB，想转为一个人名下，个人认为不是简单的割名就做得到的。
问了一圈，更名问题不大。但是贷款是问题，现在不可以guanrantor了。
一个人的收入想贷足够的款还是很有难度的
摘錄自網路上的文章 給您參考!
4. All Owners to be Borrowers / Guarantors to be Joint-Borrowers MAS now required all owners of a property to be borrowers, and all guarantors to be joint-borrowers. Borrowers will be subject to the loan-to-value regulations. Essentially, the government is clamping down on home buyers who engage in proxy arrangements with other parties to intentionally dodge MAS restrictions that they would otherwise face.
For example, currently, someone with no outstanding home loan can borrow up to 80% of a property’s value. Someone with existing home loans can borrow a lot less (50% for the 2nd home loan and 40% for third and beyond).
As such, in the past, some home buyers would simply list another credit-worthy person (often the spouse or child) as a guarantor should the financial institutions require some “mortgage repayment surety” from them when buying a house. They would be considered a joint owner of the house. However, the guarantor did not technically have to be a borrower (hence not subject to a lower LTV % when he or she buyers the next property).
*Note: A guarantor is someone who promises to take on the home loan obligation, should the borrower default on it.
This meant you could have once borrowed up to 80% to buy a house, list your wife as a guarantor to secure the loan, and then have your wife loan up to 80% to buy another house (since she technically has no existing home loan tied to her name).
Bottom line is: A husband and wife team just got two 80% home loans when the government thinks that there should only have been one. In the scenario above, the wife will only be allowed up to 50% financing for the next house she buys.
How does this affect you?
The tactic we described above can no longer be used. Anyone who is an owner will be considered a borrower and this will affect the loan financing % for any future property purchase. Any guarantor will be treated equally as a borrower and his/her loan-to-value eligibility for any future property purchase will be affected accordingly.
*Note: A guarantor is not subject to the TDSR of 60%.
更名是第一个也是最大的问题，那些说可以的大多是主观推测和以讹传讹，拿不出成功案例。