您申请哪 amk吗There is no need for you to indicate that you are a first-timer. Upon receiving your sales application, HDB will assess your flat application and classify it accordingly.不是给你选的，hdb会审查，然后写信告诉你算不算first timer没有拿过津贴，没有拿过新组屋，就是first timer！
放心！:victory: