我前段时间有拿到PR，之后还来了一封信，是政府为了给公民或者PR年老之后上的一种保险，四十岁以上的人都可以交，要我开个公积金帐号才可以交这种保险！一年交200多元，钱是直接从公积金帐扣除，是保如果人生病不能生活自理的话，比方不能穿衣不能吃饭不能上厕所之类的，每个月会发四百补贴！
我现在有几个问题：
1，我可以自己不开公积金帐号，用我老公公积金扣钱可以吗？
2，是我去开这个公积金帐号，我没有工作，如果只是为了交这个保险，那我每年只存二百多元的话，公积金局会不会把我交的二百多元分成三个帐呼，就是普通户头，特别户头，还有医疗户头？而我就交的钱不是二百多了，就是更多！！
3，我可以让我老公用他公积金转到我公积金帐吗？
http://ask-us.cpf.gov.sg/explore … age=0&strPrint=
此保险可用配偶的公积金或现金支付。
在下记得，公积金不可转账。
LZ 说的这个是 ELDERSHIELD.
是公民或PR 40岁以后, 政府自动加进去的, (可以选择不要.). 是一种保障生活不能自理的. 然后每个月有现金收入.
ElderShield was first launched by the Ministry of Health in September 2002 as an affordable severe disability insurance scheme which provides basic financial protection to those who need long term care. It provides a monthly cash payout for a limited period to help pay out-of pocket expenses for the care of severely disabled persons.
All Singaporeans and Permanent Residents (PRs) who are CPF members are automatically covered under ElderShield when they turn 40 years old, unless they opt out of the scheme. Premiums for ElderShield are payable annually and can be made in cash or deducted from their Medisave savings. A CPF member can also use his/her Medisave savings to pay the ElderShield premiums for his/her parents, spouse, grandparents and children.
In 2007, the Ministry of Health made the following changes to the ElderShield scheme.
(1) The monthly payout is increased from $300 to $400 and the maximum payout period has been extended from 60 to 72 months.
(2) Introduction of the ElderShield Supplements, where ElderShield policyholders who wish to obtain higher severe disability insurance coverage can purchase ElderShield Supplements.
The Ministry of Health has appointed 3 insurers to offer ElderShield and ElderShield Supplements. The insurers are: Aviva Ltd, Great Eastern Life Assurance Co Ltd and NTUC Income Insurance Cooperative Ltd.
The premiums for the ElderShield Supplements can also be made from Medisave, subject to a cap of $600 per insured person per calendar year. Eldershield policyholders must first have a basic ElderShield before they can use their Medisave to purchase any ElderShield Supplements. Applications for the ElderShield Supplements can be made directly with any of the appointed ElderShield insurers.
这个计划,可以跟私人保险公司升级. 然后增加每个月的收入. 当然这个保费也是从MEDISAVE 里扣除的.
现在回答你的问题.
1, 你可以不用开公积金户口, 可以用你老公的买.
2, 公积金帐号就是你的身份证号, 每个公民和PR 都有. 所以不用去开, 去申请你的SINPASS 就可以了. TOP-UP 的部分按比例分到3个户口.
3, 不可以用你老公的公积金转到你的公积金. 只能用现金TOP-UP.
更多问题, 你可以到 WWW.CPF.GOV.SG 去看看.
1，公积金帐号是自动开的；你可以用现金或老公的公积金付保费
2，可以直接存钱进MediSave账户。也可以选择存进三个户头
3，应该是不可以。但可以替你付保费
所以，解决办法应该在一里面
谢谢你们啊，我老公人脾气死倔，唉，我说可以用他公积金直接扣钱，他总是不听，呵，