之前做过一次收500呀。。。顶多两年前的事儿8,再通胀也不至于涨这么快吧
俺听说也是500
9494,难道会漫天要价。。。
再打电话问清楚，去柜台问banker，多问几次。
我的也是UOB的。
开始说收800，我还没开口，人又说可以减到500。
LZ可以和他们讲价的。
我去年初问DBS时也是500，看来市场价就是500。
刚做的DBS的re-pricing , 说是500呀。
去年十月，UOB，500
请问你家是哪家银行呀
以前做那次想让他们免掉，他们就是不松口，于是只好交钱鸟
这是什么东东啊
1.99%?
好像也不低呢，现在俺这个UOB的1.78%
听说目前UOB可以转到
option A: Floating (1 Year penalty period)(For completed properties only, min $80K Loan outstanding)Yr 1: 1.15% (HDBMR less 3.35%)Yr 2: 1.65% (HDBMR less 2.85%)Thereafter: 2.65% (HDBMR less 1.85%)HDB Mortgage Rate (“HDBMR”) = 4.50% p.a. option B: 2Years Fixed (2 years penalty period)(For completed properties only, min $80K Loan outstanding)Yr 1: 1.28% (Fixed)Yr 2: 1.68% (Fixed)Thereafter: 2.65% (HDBMR less 1.85%)HDB Mortgage Rate (“HDBMR”) = 4.50% p.a.
我也在打算换配套，只收500手续费。我放出话，不免的话就换银行。
此话一出，还是要500元？你也是UOB么
我也是DBS的,磨了半天便宜150,还在努力中.
没办法,我是第二年,换银行要还律师费,明天去问其他银行愿意帮我还律师费的不.
老婆后悔当初没有跟他们讨价还价.
我的DBS贷款FIX 3年，现在才1年半，不过利息太高，哪位达人指点下现在想换配套该怎么办？换银行也行。
威胁他们不免救换银行，他们最怕你跑掉了
可是又不想真的折腾换，怕威胁了他们不理肿么办呢。。。囧
听朋友说利率不高想换配套，1年多前签的DBS锁定3年利率，打给银行说想做re-pricing，1500块的罚款+500块的新配套费。最后磨了一次500刀省掉了。算算还是别动了。难道在绑定期间换配套要交1500刀罚款吗？没法威胁换银行，如果换银行，律师费要补上他们出的那部分。
求解答1500刀算是违约费吗？必须出吗？磨了两次磨不下来啊。
给你的利率是多少呢？
option a: Floating (NO penalty period)
Yr 1: 1.42% (MR less 3.08%)
Yr 2: 1.78% (MR less 2.72%)
Yr 3: 2.28% (MR less 2.22%)
Thereafter: 2.65% (MR less 1.85%)
Mortgage Rate (“MR”) = 4.50% p.a.
Partial Prepayment Penalty:
Nil, subject to 1 month written notice.
Full Redemption Penalty:
Nil, subject to 3 months written notice.
option B: Floating (1 Year penalty period)
Yr 1: 1.32% (MR less 3.18%)
Yr 2: 1.78% (MR less 2.72%)
Yr 3: 2.28% (MR less 2.22%)
Thereafter: 2.65% (MR less 1.85%)
Mortgage Rate (“MR”) = 4.50% p.a
Partial Prepayment Penalty:
Nil.
However, if loan outstanding fall below $80,000 after partial prepayment within 1 year from date of conversion, a penalty of 1.50% on prepaid amount will be imposed, subject to 1 month written notice.
Full Redemption Penalty:
1.50% on redeemed amount within 1 year from date of conversion, subject to 3 months written notice.
option C: 2Y Fixed (2 years penalty period)
Yr 1: 1.38% (Fixed)
Yr 2: 1.68% (Fixed)
Thereafter: 2.65% (MR less 1.85%)
Mortgage Rate (“MR”) = 4.50% p.a.
Partial Redemption Penalty:
1.50% on prepaid amount within 2 years from date of conversion, subject to 1 month written notice.
Full Redemption Penalty:
1.50% on redeemed amount within 2 years from date of conversion, subject to 3 months written notice.
利率降了？repricing之后是多少？