请问大家现在哪个银行房贷配套比较好， 利息是多少？
关注同问！！
同 关注！
刚办贷款的，有 banker 联系方式吗？
找离你家最近的银行问一下，BANKER的联系号码立刻有人给你。
1. Standard Chartered Fixed 2 Years
– The best package from SCB currently (1.15%, 1.45%)
– Able to get Full Legal subsidy which is $2050 ( You save $850, compared to those banks which offer 0.4% as legal subsidy)
– free fire insurance for whole loan tenor.
2. Citibank Fixed 3 Years
– Lowest Fixed 3 Years rates 1.35%
– Pls note there is no free fire insurance for 1st year
3. POSB Fixed 5 Years
– Lowest Fixed 5 Years rates at 1.99%
4.Hong Leong Finance (fixed 5yrs)
1.28%,1.88%,2.18%,2.48%,2.48%
thereafter 3.08%
我很怂的准备拿第四个了。。。
我们拿的standard charter
3 yr lock in
0.75% + SIBOR.
after three years 1.00% + SIBOR
free fire insurance
full legal fee subsidy
没敢拿浮动的。。。我胆小。。。受不了利率飙升的刺激
这是我大胆的老公决定的。
banker给的说法不一，有的银行偏向卖浮动的，有的偏向卖固定的。
我老公的判断准则是，dbs的浮动不是有一个三年带cap的最高到1。49％嘛，所以他觉得利率不会瞬间高到离谱，否则dbs这个配套就明显亏大了。