如题，刚刚贷款经济发来repricing的配套，想询问一下哪个更好？
optionA: Floating (2 Years penalty period)(For completed properties only, min $80KLoan outstanding)Yr 1: 0.98% (HDBMR less 3.52%)Yr 2: 1.38% (HDBMR less 3.12%)Yr 3: 1.88% (HDBMR less 2.62%)Thereafter: 2.65% (HDBMR less 1.85%)HDB Mortgage Rate (“HDBMR”) = 4.50% p.a.
option B: 2Years Fixed (2 years penalty period)(For completed properties only, min $80KLoan outstanding)Yr 1: 1.28% (Fixed)Yr 2: 1.68% (Fixed)Thereafter: 2.65% (HDBMR less 1.85%)HDB Mortgage Rate (“HDBMR”) = 4.50% p.a. 哪一个比较合适？现在选floating还是fixed比较好？谢谢
为什么我的中介给我的利率不一样呢?难道其中有猫腻!!
分别是 0.98,1.48,1.88,2.65和1.12,1.68,2.65
差不多啊，你选的哪个？
当时我拿的是 SCB的 fix 2yr lockin
Yr1 1.15%
Yr2 1.45%
本人胆子小，跟着fix的走，不慌
第一个呢,你呢?
一样，哈哈