听朋友说，新加坡学生上本地大学，大多数都是用贷款上的，等毕业了工作后再还钱。是真的吗？好像国内多数还是父母付学费的。不过新加坡本地学生的学费也不贵，有政府的补贴。
我同事的孩子有些是跟父母贷款，毕业后分期偿还。
听说可以从父母的CPF账户里付，小孩工作了后，就自动从CPF里扣钱还到父母CPF账户上。
我知道的：有经济能力，多数都是父母给的。
有经济能力是指很富裕的那种？
有经济能力是指一般的中产阶层！
读书的时候贷款是不用利息的，毕业时，可以选泽一次付清，也可以选择慢慢还贷。。
我的本地同事大部分都选择这种方法，毕业时帮孩子还清贷款,不用还利息:lol
你的这个办法很好，可以试试，但我的新加坡同事说贷款偿还是有时间要求的，不能一次过还完，不然银行喝风呀;P
这个银行又是怎么审批的呢，什么经济条件的学生都可以贷款读书吗，还是只是困难家庭？
我也听说过读书时的贷款零利息，毕业后才算利息，似乎不借就亏了。
是的。无息贷款，不贷白不贷
以下摘抄自发展银行的网站：
University / NIE Tution Fee Loan
Key Features: Up to 90% of the subsidized tuition fees payable by Singapore students.1Interest-free during course of study, charged at average prime rate of DBS, OCBC and UOB after graduation.Up to 20 years repayment period which starts after course completion.Minimum monthly repayment of $100.
Eligibility2 All students studying in any of the local universities/NIE are eligible for this loan if they do not fall into any category below:
– Students receiving any Government/Statutory Board/any school scholarships which cover tuition fees
– Students receiving full Tuition Fee Subsidy from MENDAKI
– Students using CPF savings for payment of 100% of the subsidized tuition fees
– Students on self-funded courses
– Foreign students who are paying full fees (not eligible for any Tuition Fee Grant)There is no income requirement and age restriction.
Guarantor Aged between 21 to 60Is not discharged as a bankrupt.
Student Guarantor
SingaporeanSingaporeanPermanent ResidentSingaporean / Permanent ResidentInternationalSingaporean / Permanent Resident / International
Repayment Maximum repayment period of 20 yearsRepayment will commence no later than 2 years after graduationRepayment of loan can be in one lump sum or by equal monthly instalments of minimum $100.
To Apply Fill up the application form and letter of offer.
NUS studentsSMU studentsSUTD studentsNTU full-time undergraduate studentsNTU part-time undergraduate studentsNTU postgraduate studentsSIT students Together with guarantor, bring the following to any DBS branch
– Application Form
– Letter of Offer
– NRIC / Passport (student and guarantor)
Note
1 TFL does not cover hostel fees, purchase of computer and personal allowance.
2 Some courses of study are not eligible for TFL. Please refer to your respective institutions’ website for courses that are eligible for Tuition Fee Loan