想了很久这个问题该在哪儿问，是宝宝版，教育版，pr申请版？最后决定在这问，因为觉得这里的牛人多，回答比较靠谱，不知道有没有违反版规。
1，是不是2008年8月后的孩子入公民才有baby bonus？之前的都没有？
2，2008年8月后的孩子是可以拿全还是按比例拿？
3，baby bonus是多少？听说4k+6k(自己要存6k)？
4，除了working mother有免税额，是不是还有别的可以抵税款的？是多少？如果妈妈是公民，这个可以抵爸爸的税吗？
5，baby bonus是孩子6岁前要用完吗？先用好还是后用好？放那有利息吗？可以设定额度还孩子学费吗？比如说孩子学费1000块，政府减300，我可以让baby bonus每个月还200，我自己付500吗？
问题比较多，谢谢
具体可以上这个网址看看，https://www.babybonus.gov.sg/bbss/html/index.html
只有现金才按比例，baby bonus可以拿全。
4k是cash gift, 6k是自己存政府也存同样的数的。
Baby bonus从明年一月起可以用到12岁了
2 Under the 2004 Baby Bonus Scheme, a child is eligible for the Baby Bonus if he or she meets the following criteria :
a. born between 1 August 2004 and 16 August 2008 (both dates inclusive);
b. a Singapore Citizen or becomes a Singapore Citizen;
c. must be the first to fourth# child born alive to his/her mother; and
d. the mother must be lawfully married to the child’s father at the time of the child’s birth or conception.
# Children who are not Singapore Citizens and stepchildren are not considered in the counting of birth order.
3 Baby Bonus consists of 2 components: (a) Cash Gift for first to fourth birth-order child and (b) Co-savings matching contribution by the Government (CDA) for second to fourth birth-order child.
4 Children who are not Singapore Citizens at the time of birth may be given the Baby Bonus if they attain Singapore citizenship before the age of 6 years old. However, the benefits may be pro-rated accordingly and children who attain citizenship after 2 years of age may not be entitled to the cash gift component.
上面的是官方回复，现金部分只有2岁前如公民才有，cda帐号必须是第二个孩子才会有。
Who can claim Working mother’s child relief
You must be a working mother who satisfies ALL of the following conditions:
Is a Singapore tax resident
Is married, divorced or widowed as of previous year
Had earned income in the previous year. Earned income refers to income from employment, trade, pension, business, profession or vocation
Has a child who is Singapore citizen as at 31 Dec of previous year and satisfied all conditions under qualifying child relief (QCR) or handicapped child relief (HCR).
You can claim this relief on the same child even if you and/ or your husband has already claimed qualifying child relief (QCR) or handicapped child relief (HCR).
这个之给working mother, 爸爸只能claim qualifying child relief (QCR) or handicapped child relief (HCR)
Working mother的百分比是多少？
师者传道授业解发惑也
所以第一个孩子如果大于两岁就什么都没了是吧
除了working mother免税，还有别的吗？我听别人说有大约10k可以抵税的，好几年都不用交税
看完了所有的回复给你建议：
1.先到MCYS网页上看看相关资料。
2.建议你别费心研究细节，第一，政府的政策总在变，跟不上的；第二，研究了也未必帮到你什么，无非是能不能享有Bonus的问题，那么直接寄申请给MCYS，等两个星期不就行了；第三，具体到多少问题，相信你不缺那几千块吧，至于CDA里的，孩子上学前几乎用不上，慢慢存吧。总之，这是个好东西，应该申请，成功了就感谢政府吧。
3.免税问题。建议你去IRAS网页上看看TAX RELIEF和REBATE相关的信息，尤其在每年四月份网上报税的时候学习相关手续细节。所以也没必要了解这个BONUS和TAX有没有关系了。