以下是网站上T&C已经Q&A部分的描述
T&C
The amounts charged to your linked Bonus$aver World MasterCard debit card and Bonus$aver World MasterCard credit card will be added up to determine if the minimum amount of S$500 has been fulfilled. The following transactions will not be taken into consideration when determining such minimum amount:
a. transactions arising from the use of your linked Bonus$aver World MasterCard debit card and Bonus$aver World MasterCard credit card as an ATM card at an ATM or a EFTPOS or NETS terminal or any other channel;
b. transactions such as EasyPay monthly instalments, cash advance, GIRO deductions from the Bonus$aver
current account and balance transfers to your linked Bonus$aver World MasterCard credit card
c. any fees and charges (including annual fees, interest charges, cheque processing fees, administrative fees, cash advance fees, finance charges and/or late payment charges, online banking bill payments to all billing organisations and other miscellaneous fees and charges) charged to your linked Bonus$aver cards; and
d. any amount charged to your linked Bonus$aver cards in that calendar month that is subsequently cancelled, voided or reversed. The amount will be deducted from the total spend amount in the month that it is cancelled, voided or reversed.
Q&A
6. What types of spend are eligible?
Only MasterCard retail spend charged to the Bonus$aver World MasterCard credit and/or debit card are eligible. Transactions such as EasyPay monthly instalments, NETS, cash advance, balance transfer and payments of interests and charges such as annual fee, late fee and finance charges and payments made to all billing organisations through online banking using your Bonus$aver card are not eligible.
7. What types of transactions will not be taken into consideration when determining whether the minimum amount of S$500 to be charged to your linked Bonus$aver World MasterCard debit and/or credit card(s) has been fulfilled?
The following transactions will not be taken into consideration when determining such minimum amount: • transactions arising from the use of your linked Bonus$aver World MasterCard debit card and Bonus$aver World MasterCard credit card as an ATM card at an ATM (i.e. cash withdrawals) or a EFTPOS or NETS terminal (i.e. using the debit card for a NETS transaction) or any other channel (e.g. bill payments at AXS or SAM machines);
• balance transfers to your linked Bonus$aver World MasterCard credit card;
• transactions such as EasyPay and cash advance;
• any fees and charges (including annual fees, interest charges, cheque processing fees, administrative fees, cash advance fees, finance charges, online banking bill payments to all billing organisations, etc.) and;
• any amount charged to the linked Bonus$aver World MasterCard debit and/or credit cards
that is subsequently cancelled, voided or reversed. The amount will be deducted from the total spend amount in the month that it is cancelled, voided or reversed.
With effect from 1 November 2012, payments made to all billing organisations through online banking using your Bonus$aver credit card will not count towards the $500 min. spend requirement.
我想知道：
1。像Harveynorman那样的0% installment算在500里面吗？这个和SC自己的EasyPayment不一样吧？
2。去Singtel 网站上用credit card付款好像是算在500里面的。那为何说online payment不算？
3。只有去PUB, Town Council 自行付款才算在500以内吗？他上面说了Giro的不算，但是S&CC有个Reucrring payment via credit card，那个算吗？
谢谢
我感脚凡是没让渣打占到便宜的交易，都不会被他们算的。我每月老老实实地用它的信用卡实实在在地消费 – 买东西或服务，才保证每月拿到那40元的利息，其他歪主意想都没想啊。
我脚德那个 0% instalment 是个 grey area，我没试过。我认为买个电器这种分期还款麻烦，一次还完利索。你打个电话问问？我的经验是渣打的人一个人一个说法，搞不清爽。
0息分期不拿白不拿啊。。。。。
每个月缴费的那种不算，水电，物业，网络都不可以，必须消费才可以
我的是每个月交600保险，算的
我记得有人说过，自己去SP柜台交是算的。但是GIRO就不算。
问下哦亲，你每个月交的保险是算在Bonus saver的account上的吗？
他们需要刷指定的那张credit card才可以享有1.88%interest, 你的保险是giro的还是charge在那张卡上的？
0%的installment都不算在积分或者其他benefit上面的
银行才没那么笨呢
是的，每个月自动从bonus&saver的信用卡上扣，我再去还信用卡账单
不好意思打扰了，再问下哦〜你的insurance policy是签的时候就叫保险公司直接charge to SC的卡还是在原有的保险上叫agent换去credit card payment的啊？买的是哪间的insurance 呢？谢谢！
他网上只说是他们的easypay不算嘛
没说其他的无息不算
但我去问了。。。。也不算。。。。。
唉。。。。
我买的就是SC和保诚合作的储蓄保险，顺便办的这个bonus&saver account，我的agent直接给我连到这个credit card上了
就是嘛。。。一般都不给的
不过UOB One card最近在搞活动，你可以去了解下。他们0%installment也有算rebate的
我用sc的instalment是算积分的，保诚的保费也算，还乘了个双倍
是吗？用的Bonus saver?
没有开账户，就是用的信用卡
请问如果像买电器这种无息分期付款，比如每月还100元，可以算那规定的每月500元消费吗？
我也是每月老老实实只用它买东西来赚取那30几块钱！
可能商家的无息分期付款不接受这种卡，因为去年我在courts买床本来就想用这张卡分期付款，谁知道刷不过去。。。
只好用了另一张。。。
MM，想再问一句：
这个B&S Account里面是不是本身就有我们的存款呀？
这样一来，是不是每月的保险费其实是从我们的存款里扣，而不是直接从信用卡里面扣的呢？
还是我们只需要给保诚一个信用卡的卡号就行了呢？
我已经用这张卡刷过去了, 31日在courts买的洗衣机, 12个月分期付款, 无息