要买房,但不知道具体如何操作,知情者,请告知。谢谢。
1。找一个可以信任的中介帮你找房子,最好是朋友介绍的,或者就是朋友。2。找到合适的房子,谈价钱。 3。价钱谈妥,申请贷款,联系律师, Exercise OTP,向HDB递交购买申请。4。First Appointment5. Second AppointmentCompletion
要买房,但不知道具体如何操作,知情者,请告知。谢谢。1. get one banker to assess how much u can afford and get an in-principle approval from the banker(FOC).(if u are a PR)2. look for the location u want. (near work place, near parent if u want them to take care of yr baby, if any)3. talk to an agent u are comfortable with and inform him what u prefer (location, flat size , floor level , interior desogn ( u want to have bare unit to do the renovation yourself or get a proper done up unit etc).the more information u feed yr agent , the more he can do it for u and save yr trouble to see those hse u are not interested , a good agent will save u time and trouble. 4. after get yr dream hse, :-a. place an deposit of $1-1000 and get ALL the owner signature. b. go to the bank and get an letter of offer to support yr purchase.c. to ex. the option up to a maximum of $5000/- (now the market is practice around $250-$250).d. submit all doucements to hdb and wait for 1st appointment.d1. hdb will sent techical officer to inspect the hse for any un-authorise renovation ( within 10 day upon u submit yr doucement to hdb), if there is any the owner have to rectify ite. on 1st appt , the officer will vertify all doucements submitted and check with the seller the actual selling price and arrange for the 2nd appointment date(6-8 week from 1st appt).f. within 10 day , approval letter will be issue.g. 2 week before the 2nd appointment, u have to prepare cash to the lawyer and let the lawyer to settle with the rest (hdb ,cpf, bank, stamp duty and misc)h. a few day before the completion , do a final inspection , make sure the hse is vacate and no further demage had done to the hse.i. one completion day, u can do an online application of power supply and collect key from the lawyer. home sweet home please add if i miss anything.