银行贷款配套求推荐

刚刚自己re－price 的利率。uob的。供参考。
For completed properties only：
锁定一年的浮动利率：OPTION B:   FLOATING (1 YEAR PENALTY PERIOD)Yr 1: 1.22% (MR less 3.28%)Yr 2: 1.68% (MR less 2.82%)Yr 3: 2.28% (MR less 2.22%)Thereafter: 2.65% (MR less 1.85%)Mortgage Rate (“MR”)
锁定两年的浮动利率：
Yr 1: 1.08% (MR less 3.42%)
Yr 2: 1.48% (MR less 3.02%)
Yr 3: 2.28% (MR less 2.22%)
Thereafter: 2.65% (MR less 1.85%)
Mortgage Rate (“MR”) = 4.50% p.a.谢谢是sibor rate 好还是银行内部board rate 比较好？同问：）有人用过ocbc的board rate 吗？会稳定吗？如果稳定，那它现在的利率最低。:):)自己用的MAYBANK , 锁定2年的， 1.15；1.35；1.45 不过MAYBNAK的工作效率不高，批贷款的时间长