以前刚推出时并没有这一条，最近去看增加了这一条，也就是有机会opt-out。
2.8 Can I not be placed on CPF LIFE if I already have a
personal annuity or a pension?
In general, if you have a personal annuity or a pension that
provides you with a higher payout than CPF LIFE, you may
not need to be placed on the scheme. If this applies, please
contact us for an assessment.
蛮好 政府在个人有足够保障的情况下 允许退出。求证
感觉CPF Life挺好的，我会参与^_^